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First Time Home Buyer Program #1 Home-Buying-in-6-Steps

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First Time Home Buyer Program #1 Home-Buying-in-6-Steps

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First

first (fûrst),USA pronunciation adj. 
  1. being before all others with respect to time, order, rank, importance, etc., used as the ordinal number of one: the first edition;
    the first vice president.
  2. highest or chief among several voices or instruments of the same class: first alto; first horn.
  3. low (def. 31).
  4. (often cap.) being a member of the household or an intimate acquaintance of the president of the U.S. or of the governor of a state: the First Lady; Checkers, the first dog.
  5. first thing, before anything else;
    at once;
    promptly: I'll call you first thing when I arrive.

adv. 
  1. before all others or anything else in time, order, rank, etc.
  2. before some other thing, event, etc.: If you're going, phone first.
  3. for the first time: She first visited Atlanta in 1980.
  4. in preference to something else;
    rather;
    sooner: I'd die first.
  5. in the first place;
    firstly.
  6. first and last, everything considered;
    above all else;
    altogether: First and last, it is important to know oneself.
  7. first off, [Informal.]at the outset;
    immediately: He wanted to know first off why he hadn't been notified.

n. 
  1. the person or thing that is first in time, order, rank, etc.
  2. the beginning.
  3. the first part;
    first member of a series.
    • the voice or instrument that takes the highest or chief part in its class, esp. in an orchestra or chorus.
    • a leader of a part or group of performers.
  4. low gear;
    first gear: She shifted into first and drove off.
  5. the winning position or rank in a race or other competition.
  6. [Baseball.]See  first base. 
  7. Usually,  firsts. [Com.]
    • a product or goods of the first or highest quality.
    • goods produced according to specifications, without visible flaws. Cf. second1 (def. 23), third (def. 12).
  8. [Brit. Univ.]
    • first-class honors. Cf. class (def. 18).
    • a person who has won such honors.
firstness, adj. 

Time

time (tīm),USA pronunciation n., adj., v.,  timed, tim•ing. 
n. 
  1. the system of those sequential relations that any event has to any other, as past, present, or future;
    indefinite and continuous duration regarded as that in which events succeed one another.
  2. duration regarded as belonging to the present life as distinct from the life to come or from eternity;
    finite duration.
  3. (sometimes cap.) a system or method of measuring or reckoning the passage of time: mean time; apparent time; Greenwich Time.
  4. a limited period or interval, as between two successive events: a long time.
  5. a particular period considered as distinct from other periods: Youth is the best time of life.
  6. Often,  times. 
    • a period in the history of the world, or contemporary with the life or activities of a notable person: prehistoric times; in Lincoln's time.
    • the period or era now or previously present: a sign of the times; How times have changed!
    • a period considered with reference to its events or prevailing conditions, tendencies, ideas, etc.: hard times; a time of war.
  7. a prescribed or allotted period, as of one's life, for payment of a debt, etc.
  8. the end of a prescribed or allotted period, as of one's life or a pregnancy: His time had come, but there was no one left to mourn over him. When her time came, her husband accompanied her to the delivery room.
  9. a period with reference to personal experience of a specified kind: to have a good time; a hot time in the old town tonight.
  10. a period of work of an employee, or the pay for it;
    working hours or days or an hourly or daily pay rate.
  11. a term of enforced duty or imprisonment: to serve time in the army; do time in prison.
  12. the period necessary for or occupied by something: The time of the baseball game was two hours and two minutes. The bus takes too much time, so I'll take a plane.
  13. leisure time;
    sufficient or spare time: to have time for a vacation; I have no time to stop now.
  14. a particular or definite point in time, as indicated by a clock: What time is it?
  15. a particular part of a year, day, etc.;
    season or period: It's time for lunch.
  16. an appointed, fit, due, or proper instant or period: a time for sowing; the time when the sun crosses the meridian; There is a time for everything.
  17. the particular point in time when an event is scheduled to take place: train time; curtain time.
  18. an indefinite, frequently prolonged period or duration in the future: Time will tell if what we have done here today was right.
  19. the right occasion or opportunity: to watch one's time.
  20. each occasion of a recurring action or event: to do a thing five times; It's the pitcher's time at bat.
  21. times, used as a multiplicative word in phrasal combinations expressing how many instances of a quantity or factor are taken together: Two goes into six three times; five times faster.
  22. [Drama.]one of the three unities. Cf.  unity (def. 8).
  23. [Pros.]a unit or a group of units in the measurement of meter.
    • tempo;
      relative rapidity of movement.
    • the metrical duration of a note or rest.
    • proper or characteristic tempo.
    • the general movement of a particular kind of musical composition with reference to its rhythm, metrical structure, and tempo.
    • the movement of a dance or the like to music so arranged: waltz time.
  24. rate of marching, calculated on the number of paces taken per minute: double time; quick time.
  25. [Manège.]each completed action or movement of the horse.
  26. against time, in an effort to finish something within a limited period: We worked against time to get out the newspaper.
  27. ahead of time, before the time due;
    early: The building was completed ahead of time.
  28. at one time: 
    • once;
      in a former time: At one time they owned a restaurant.
    • at the same time;
      at once: They all tried to talk at one time.
  29. at the same time, nevertheless;
    yet: I'd like to try it, but at the same time I'm a little afraid.
  30. at times, at intervals;
    occasionally: At times the city becomes intolerable.
  31. beat someone's time, [Slang.]to compete for or win a person being dated or courted by another;
    prevail over a rival: He accused me, his own brother, of trying to beat his time.
  32. behind the times, old-fashioned;
    dated: These attitudes are behind the times.
  33. for the time being, temporarily;
    for the present: Let's forget about it for the time being.
  34. from time to time, on occasion;
    occasionally;
    at intervals: She comes to see us from time to time.
  35. gain time, to postpone in order to make preparations or gain an advantage;
    delay the outcome of: He hoped to gain time by putting off signing the papers for a few days more.
  36. in good time: 
    • at the right time;
      on time;
      punctually.
    • in advance of the right time;
      early: We arrived at the appointed spot in good time.
  37. in no time, in a very brief time;
    almost at once: Working together, they cleaned the entire house in no time.
  38. in time: 
    • early enough: to come in time for dinner.
    • in the future;
      eventually: In time he'll see what is right.
    • in the correct rhythm or tempo: There would always be at least one child who couldn't play in time with the music.
  39. keep time: 
    • to record time, as a watch or clock does.
    • to mark or observe the tempo.
    • to perform rhythmic movements in unison.
  40. kill time, to occupy oneself with some activity to make time pass quickly: While I was waiting, I killed time counting the cars on the freight trains.
  41. make time: 
    • to move quickly, esp. in an attempt to recover lost time.
    • to travel at a particular speed.
  42. make time with, [Slang.]to pursue or take as a sexual partner.
  43. many a time, again and again;
    frequently: Many a time they didn't have enough to eat and went to bed hungry.
  44. mark time: 
    • to suspend progress temporarily, as to await developments;
      fail to advance.
    • to move the feet alternately as in marching, but without advancing.
  45. on one's own time, during one's free time;
    without payment: He worked out more efficient production methods on his own time.
  46. on time: 
    • at the specified time;
      punctually.
    • to be paid for within a designated period of time, as in installments: Many people are never out of debt because they buy everything on time.
  47. out of time, not in the proper rhythm: His singing was out of time with the music.
  48. pass the time of day, to converse briefly with or greet someone: The women would stop in the market to pass the time of day.
  49. take one's time, to be slow or leisurely;
    dawdle: Speed was important here, but he just took his time.
  50. time after time, again and again;
    repeatedly;
    often: I've told him time after time not to slam the door.
  51. time and time again, repeatedly;
    often: Time and time again I warned her to stop smoking.Also,  time and again. 
  52. time of life, (one's) age: At your time of life you must be careful not to overdo things.
  53. time of one's life, [Informal.]an extremely enjoyable experience: They had the time of their lives on their trip to Europe.

adj. 
  1. of, pertaining to, or showing the passage of time.
  2. (of an explosive device) containing a clock so that it will detonate at the desired moment: a time bomb.
  3. [Com.]payable at a stated period of time after presentment: time drafts or notes.
  4. of or pertaining to purchases on the installment plan, or with payment postponed.

v.t. 
  1. to measure or record the speed, duration, or rate of: to time a race.
  2. to fix the duration of: The proctor timed the test at 15 minutes.
  3. to fix the interval between (actions, events, etc.): They timed their strokes at six per minute.
  4. to regulate (a train, clock, etc.) as to time.
  5. to appoint or choose the moment or occasion for;
    schedule: He timed the attack perfectly.

v.i. 
  1. to keep time;
    sound or move in unison.

Home

home (hōm),USA pronunciation n., adj., adv., v.,  homed, hom•ing. 
n. 
  1. a house, apartment, or other shelter that is the usual residence of a person, family, or household.
  2. the place in which one's domestic affections are centered.
  3. an institution for the homeless, sick, etc.: a nursing home.
  4. the dwelling place or retreat of an animal.
  5. the place or region where something is native or most common.
  6. any place of residence or refuge: a heavenly home.
  7. a person's native place or own country.
  8. (in games) the destination or goal.
  9. a principal base of operations or activities: The new stadium will be the home of the local football team.
  10. [Baseball.]See  home plate. 
  11. [Lacrosse.]one of three attack positions nearest the opposing goal.
  12. at home: 
    • in one's own house or place of residence.
    • in one's own town or country.
    • prepared or willing to receive social visits: Tell him I'm not at home. We are always at home to her.
    • in a situation familiar to one;
      at ease: She has a way of making everyone feel at home.
    • well-informed;
      proficient: to be at home in the classics.
    • played in one's hometown or on one's own grounds: The Yankees played two games at home and one away.

adj. 
  1. of, pertaining to, or connected with one's home or country;
    domestic: home products.
  2. principal or main: the corporation's home office.
  3. reaching the mark aimed at: a home thrust.
  4. played in a ball park, arena, or the like, that is or is assumed to be the center of operations of a team: The pitcher didn't lose a single home game all season.Cf. away (def. 14).

adv. 
  1. to, toward, or at home: to go home.
  2. deep;
    to the heart: The truth of the accusation struck home.
  3. to the mark or point aimed at: He drove the point home.
    • into the position desired;
      perfectly or to the greatest possible extent: sails sheeted home.
    • in the proper, stowed position: The anchor is home.
    • toward its vessel: to bring the anchor home.
  4. bring home to, to make evident to;
    clarify or emphasize for: The irrevocability of her decision was brought home to her.
  5. home and dry, having safely achieved one's goal.
  6. home free: 
    • assured of finishing, accomplishing, succeeding, etc.: If we can finish more than half the work today, we'll be home free.
    • certain to be successfully finished, accomplished, secured, etc.: With most of the voters supporting it, the new law is home free.
  7. write home about, to comment especially on;
    remark on: The town was nothing to write home about. His cooking is really something to write home about.

v.i. 
  1. to go or return home.
  2. (of guided missiles, aircraft, etc.) to proceed, esp. under control of an automatic aiming mechanism, toward a specified target, as a plane, missile, or location (often fol. by in on): The missile homed in on the target.
  3. to navigate toward a point by means of coordinates other than those given by altitudes.
  4. to have a home where specified;
    reside.

v.t. 
  1. to bring or send home.
  2. to provide with a home.
  3. to direct, esp. under control of an automatic aiming device, toward an airport, target, etc.

Buyer

buy•er (bīər),USA pronunciation n. 
  1. a person who buys;
    purchaser.
  2. a purchasing agent, as for a department or chain store.

Program

pro•gram (prōgram, -grəm),USA pronunciation n., v.,  -grammed  or -gramed, -gram•ming  or -gram•ing. 
n. 
  1. a plan of action to accomplish a specified end: a school lunch program.
  2. a plan or schedule of activities, procedures, etc., to be followed.
  3. a radio or television performance or production.
  4. a list of items, pieces, performers, etc., in a musical, theatrical, or other entertainment.
  5. an entertainment with reference to its pieces or numbers: a program of American and French music.
  6. a planned, coordinated group of activities, procedures, etc., often for a specific purpose, or a facility offering such a series of activities: a drug rehabilitation program; a graduate program in linguistics.
  7. a prospectus or syllabus: a program of courses being offered.
    • a systematic plan for the automatic solution of a problem by a computer.
    • the precise sequence of instructions enabling a computer to solve a problem.

v.t. 
  1. to schedule as part of a program.
  2. to prepare a program for.
  3. to insert or encode specific operating instructions into (a machine or apparatus): We'll program the bells to ring at ten-minute intervals.
  4. to insert (instructions) into a machine or apparatus: An automatic release has been programmed into the lock as a safety feature.
  5. to cause to absorb or incorporate automatic responses, attitudes, or the like;
    condition: Our parents programmed us to respect our elders.
  6. to set, regulate, or modify so as to produce a specific response or reaction: Program your eating habits to eliminate sweets.

v.i. 
  1. to plan or write a program.
Also,[esp. Brit.,] programme. 

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